The goal of saving and investing is to try to make your money work for you. The more money you have in savings and investments, the higher potential income your money can provide to you.
Put it this way, you have the potential to make money by sitting on your butt and do nothing. If your savings account pays you 0.01% on $1,000, you just made $0.10, sitting on your butt. If your savings account pays you 1% on $100,000, you just made $1,000 doing nothing. If you have a diversified investment portfolio that can average 5% a year on $1,000,000, you could make $50,000 sitting on your butt every year (on average).
If you want the ability to make money sitting on your butt, you need to save and invest. If you want to work physically hard on your investments or focus on other ways to make money, you can do that as well. It’s totally up to you, but please, at least just get the basics right.
My primary focus and passion is on educating anyone that wants to learn how to save and invest. There are a lot of concepts that can get detailed and nerdy, and you may really only need the basics, but if you want to really learn more and try to become more comfortable investing, hopefully Kulwicki Insights can help you do just that.