All Insights

Equity markets have rallied to end June, which is also the end of the second quarter, a time when client statements are calculated. Consider FOMO “fear of missing out” and “window dressing” as driving the markets higher into the end of the month/quarter. Fear Of Missing Out (FOMO) Remember, investors, whether less experienced or very

There is always something that investors are concerned about. Now it’s the debt ceiling and the U.S. government’s willingness to pay its bills. This show has happened before and we have not formally defaulted on any of our debt in the past and I doubt we will this time around. Anything is possible, but even

Two weeks ago, everything “seemed” fine. Markets were still focusing on higher inflation numbers in January, and were pricing in a Federal Reserve fed funds rate hike of up to 50 bps (0.50%) at the next Fed meeting. Now the narrative has quickly changed (“Look – A Squirrel!”). Fast forward to today, two regional banks

Whenever I talk about technicals, particularly moving averages, I often use the term “squiggly lines”. Moving averages are literally lines on a chart that are automatically drawn/calculated, taking the average price of an investment over a specific time period. At a high level, these moving averages are often discussed at 50-day, 100-day and 200-day intervals.

I recently saw an e-mail from a random firm that essentially stated that the markets were going to crash and to “click here” for the one investment that you need to protect from this big crash. Please do not fall for this garbage. Anyone can send and e-mail, be on TV, the radio, in a

It’s that time of the year and Wall Street strategists offer their 2023 outlook for the S&P 500 Index year end target. It’s that time of the year when smart people, discuss with other smart people, look at a lot of data and come up with a guess. Yes, a guess. Let’s keep this post

With a new year brings higher contribution limits and income adjustments across a number of advantaged investment accounts, including retirement plans (401ks, etc.), IRAs, HSAs and 529 plans. Make sure you check to see how you can take advantage of the new updates on these great saving and investing vehicles! Quick Links 401k and IRA

Just a quick part 2 to the previous post about how the market could rally, now significantly decline. Remember, markets don’t always move based on long-term fundamentals. Sometimes it’s just based on news events or market technicals. The 3% sell off in the U.S. equity markets may have been driven by both. The Federal Reserve

I recently had a deep conversation with an experienced financial advisor about the backtested performance of a couple of model portfolios that were presented. He mentioned to me that the performance looked really attractive, including one model that showed backtested performance of no negative annual returns for several years. He was really excited about this

Shouldn’t the equity markets sell off because we just have to be in a recession? Earnings have been bad, shouldn’t the market crash? The Fed just raised the fed funds rate 75 basis points (0.75%), shouldn’t that be bad for the equity markets? Aren’t the media heads talking about how high inflation and a recession

I recently had a discussion with an experienced financial advisor about the bond markets. He believed that bonds would sell off when the U.S. Federal Reserve raised the fed funds rate at the next meeting, which was widely anticipated. He thought that when the Fed raised the fed funds rate, yields across the yield curve